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Insurance Articles

481)  Are Accidents More Likely To Occur Closer To Home?   Submitted: 2006-05-03
If you are going to be involved in an accident, chances are it will happen close to your home. Progressive Insurance polled 11,000 of its policyholders who experienced accidents in 2001. They found that 52% were involved in accidents within five mile...

482)  Auto Insurance for Young Drivers   Submitted: 2006-05-03
The biggest worry of most parents today is their children growing up and beginning to drive. They dread having to add them to their auto insurance policy because of the increase in premium. Unfortunately, all children grow up and when they start driv...

483)  Your Cars After-impact Diminished Value   Submitted: 2006-05-03
The(ACV)Actual Cash Value Policy DOES NOT insure the property itself but the VALUE of the property. Okay let's say the insurance company chooses to "Repair" their insureds damaged property (as is their option within their contract of insurance). HOWE...

484)  Auto Insurance Basics   Submitted: 2006-05-03
Most people only think that insurance is something they need so they can get their registration and tag so they can drive. It is something that they need because their license will be suspended if they don't get it. It's just a bother to some because...

485)  Shopping Options for Auto Insurance   Submitted: 2006-05-03
Shopping for car insurance can be a big undertaking. It can be daunting at times but is very important. There are now many ways to get yourself insured and the coverage you need. Smart customers know it pays to do a little research before buying car ...

486)  Consequences of Late Insurance Payments   Submitted: 2006-05-03
Did you realize that it could cost you more than a late fee when you make your insurance payments late? That's right, not only will you incur a late fee in most cases but also you are jeopardizing your current coverage and possibly your future rates....

487)  Tips for First Time Insurance Buyers   Submitted: 2006-05-03
The are many scary things in this world. Buying insurance for your first time should not be one of them. In the next few paragraphs, I will offer some tips which will hopefully remove the fear of first time auto insurance buying. First, you should re...

488)  Give Your Auto Policy a Tune-Up   Submitted: 2006-05-03
When you originally purchased your auto insurance policy, you purchased a certain type of coverage to meet your needs at that time. Since then you have probably experienced many changes in your life. Have these changes changed your auto insurance nee...

489)  Talking to Your Parents About Insurance   Submitted: 2006-05-03
Who can you talk to about auto insurance? Insurance agents are a good source. However, due to their life lessons, their love, and their own financial responsibility, parents are an invaluable source to talk to about auto insurance. Auto insurance is ...

490)  How Much Can My Auto Rate Increase After One Accident?   Submitted: 2006-05-03
Accidents almost always make your insurance rates increase. Whether or not the accident was your fault, your insurance company may have to pay for your involvement in it. Most 'at fault' accidents result in an increase in premium, because the acciden...

491)  Health Savings Account (HSA): Helpful for Older People?   Submitted: 2006-05-03
The Health Savings Account (HSA) is an amazing tool that a lot of people have been talking about. It is meant to help you save money on insurance and make your life simpler, maybe even help you be healthier. But do HSAs work just as well for older A...

492)  Health Savings Account (HSA): Useful for Women in Childbearing Years?   Submitted: 2006-05-03
The Health Savings Account (HSA) is an amazing tool that a lot of people have been talking about. It is meant to help you save money on insurance and make your life simpler, maybe even help you be healthier. But should a family with a woman in her c...

493)  Health Savings Accounts (HSA): Do They Vary From State to State?   Submitted: 2006-05-03
The Health Savings Account (HSA) is an amazing tool that a lot of people have been talking about. It is meant to help you save money on insurance and make your life simpler, maybe even help you be healthier. Is this tool available in all states? An...

494)  Health Savings Accounts (HSA): How Do I Tell a Good One from a Bad One?   Submitted: 2006-05-03
The Health Savings Account (HSA) is becoming well-known as an incredible tool to reduce health insurance premuims and yet provide good security for healthcare emergencies. But what should consumers watch out for? Are there good HSAs and bad HSAs? The...

495)  The Importance of Travel Insurance   Submitted: 2006-05-03
You've finally saved enough to go on that dream vacation you've been planning. Now you're wondering if you should buy travel insurance. Do I really need to go to the extra expense? All I can lose is my luggage, right? Guess again! Anything can go ...

496)  The Great Value Of Accident Photographs   Submitted: 2006-05-03
You were humming along on a bright and sunny day when suddenly Fred Fuddle, a local character from a nearby town, drunk as a skunk and zooming along in his pickup, flew through stop sign crashing into the right front of your motor vehicle. You had no...

497)  Term Life Insurance Help   Submitted: 2006-05-03
Life insurance can be a very scary thing. If you buy insurance when you're 30, but don't die until you're 90, chances are you're going to come out on the loosing end of insurance. However, what if you can't afford expensive life insurance like whol...

498)  What Should I Do About Billing Problems When Using HSA Money?   Submitted: 2006-05-03
If you run into a billing problem or misunderstanding with a hospital or doctor's office for which you're planning to use money from your Health Savings Account (HSA), you could be in trouble. This article will help you understand how hospital and do...

499)  How Will an HSA Save Me Money?   Submitted: 2006-05-03
The Health Savings Account (HSA) is a tool to help you save money on health insurance. But how does it do that? A Health Savings Account (HSA) is just a savings account. Duh, I know. It is just like a bank account where you can put money in and yo...

500)  Life Insurance Basics   Submitted: 2006-05-03
One of the most important things you can do as parents is to ensure the financial welfare of your children in the event of your death. Life insurance is the best way to be rest assured that your children will be taken care of if you die. Although we ...

501)  Travel Insurance Pre-Existing Conditions Coverage - How It Works   Submitted: 2006-05-03
What is a Pre-Existing Medical Condition? When a trip cancellation travel insurance company refers to a "Pre-Existing Condition", they are talking about medical conditions that exist in the Lookback Period that immediately preceeds the travel in...

502)  Tips for Buying a New Home   Submitted: 2006-05-03
My wife and I recently purchased a new home in Tennessee. Here are some helpful hints we picked up along the way: 1. Use all of the online resources available. Almost every state and local government has a website where you can research real estate i...

503)  Is an HSA a Type of Insurance?   Submitted: 2006-05-03
A Health Savings Account (HSA) is not a type of health insurance. But that's an easy mistake to make! HSAs are closely associated to health insurance, although they do not provide any insurance benefits themselves. Think of an HSA as a special type ...

504)  Does an HSA Cover Alternative Medicine?   Submitted: 2006-05-03
A Health Savings Account (HSA) does not really cover alternative medicine. However, there is a bit more to it. A person using an HSA can withdraw money from this special type of savings account for any type of "approved medical expense." Approved by...


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